Accidents happen in places where you and your family spend the most time- at work, in the home and on the playground- and they’re unexpected. How you care for them shouldn’t be. Accident insurance is designed to help you fill some gaps caused by increasing deductibles, copayments and out of pockets related to an accidental injury. The benefit to you is that you may not need to use your savings or secure a loan to pay expenses. Plus, you’ll feel better knowing you can have greater financial security.